Unlocking the UK's £9.38 billion in forgotten foreign currency.
Currencyx-change is a two-sided exchange turning the coins and notes in the nation's drawers into cash for households — and holiday spending money for travellers, at a 20% discount.
- £140
- per UK household in coins
- 9.38B
- untapped market size
- 20%
- discount for travellers
- 18 mo.
- projected break-even
A simple, profitable exchange for currency the market has ignored.
For travellers
Foreign coins sold at a 20% discount to face value — beating airport kiosks and high-street banks for holiday money.
For households
We pay 40% on unused coins and 70% on foreign notes — paid instantly by cash or bank transfer, with free local pickup.
A multi-billion-pound market with no convenient way out.
UK households are sitting on an estimated £140 of unused foreign coins each— collectively over £9 billion. Meanwhile, travellers continue to pay above-market rates at airports and banks. Currencyx-change sits in the middle, paying for what no one else will buy and reselling it where it's needed most.
Three revenue streams, one operational loop.
Sell to travellers
Coins bought at 40% of face are resold at 80% — capturing the 60% spread.
Buy from consumers
Competitive 40% on coins and 70% on notes, paid instantly.
B2B resale
Sorted inventory resold to tourism services, airports and bureaux.
Built for the gap the incumbents won't touch.
Target audience
- · Holidaymakers planning trips abroad
- · Households with old foreign change
- · SMEs holding residual foreign cash
Local & instant
Free pickup and same-day payment — no queues, no paperwork.
Better traveller rates
A 20% discount vs bank and airport currency rates.
Path to £500K revenue inside three years.
| Year | Revenue | COGS | Gross Profit | OpEx | Net Profit |
|---|---|---|---|---|---|
| Year 1 | £100,000 | £50,000 | £50,000 | £30,000 | £20,000 |
| Year 2 | £200,000 | £100,000 | £100,000 | £50,000 | £50,000 |
| Year 3 | £500,000 | £250,000 | £250,000 | £100,000 | £150,000 |
Back the rails for a market no one else is serving.
We're raising to expand our local service area, launch a digital platform for scheduling and exchanges, scale marketing, and grow the team.
Honest about the risks. Prepared with a plan.
Market competition
Traditional kiosks and online platforms.
Currency fluctuations
FX rate movements can compress margins.